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MilWay Rates

Regular Savings Accounts (effective 09/18/14)
MilWay FCU Regular Savings Accounts** are available.
Account Type Dividend Rate APY*
Regular Savings Accounts
($0.00 to $199.99)
0.00% 0.00%
Regular Savings Accounts
($200.00 to $999.99)
0.05% 0.05%
Regular Savings Accounts ($1,000.00 & Above) 0.10% 0.10%

Special Savings Accounts (effective 08/02/22)
MilWay FCU Special Savings Accounts** are available.
Account Type Dividend Rate APY*
Special Savings Accounts
($0.00 to $199.99)
0.00% 0.00%
Special Savings Accounts
($200.00 to $999.99)
0.05% 0.05%
Special Savings Accounts ($1,000.00 to $ 4,999.99) 0.10% 0.10%
Special Savings Accounts
($5,000.00 & Above)
0.499% 0.50%

IRA Accounts (effective 08/02/22)
MilWay FCU IRA Accounts** are available.
Account Type Dividend Rate APY*
IRA Accounts
($0.00 to $199.99)
0.00% 0.00%
IRA Accounts
($200.00 to $999.99)
0.05% 0.05%
IRA Accounts
($1,000.00 to $ 4,999.99)
0.10% 0.10%
IRA Accounts
($5,000.00 & Above)
0.499% 0.50%
The Account will continue to earn interest daily and pay quarterly. Withdrawals are without penalty providing the account is not closed.

Share Draft Rates (effective 09/05/19)
Compounded Monthly
Account Type Dividend Rate APY*
Share Draft
($500.00 & Above)
0.05% 0.05%

Share/IRA Certificates Rates (effective 08/02/22)
$2500 Minimum Deposit Compounded Monthly
Account Type Dividend Rate APY*
Share/IRA Certificates - 6 Months 1.982% 2.00%
Share/IRA Certificates - 12 Months 2.227% 2.25%
Share/IRA Certificates - 18 Months 2.423% 2.45%
Share/IRA Certificates - 24 Months 2.618% 2.65%
*APY = Annual Percentages Yield **Early withdrawal penalties apply to Share/IRA Certificates. Minimum deposit of $2500 required for Share/IRA Certificates. Any fee could reduce the earnings on the account.

Loan Rates (effective 6/21/22)
Account Type Term APR*
Personal Up to 36 Months 12.05%
Personal Term-1 Year Renewal 12.55%**
Share Secured   Call for rate
 
New/Used Vehicles (2014 and older) Up to 48 Months 4.75%
New/Used Vehicles (2015 - 2018) Up to 63 Months 4.75%
New/Used Vehicles (2019 or newer) Up to 75 Months 4.75%
New Vehicles Up to 84 Months 5.75%
     
Recreational (Boats, TT, RV, 4W, SXS, Motorcycle, and Farm Equipment) Term Rate
New/Used Up to 63 Months 5.99%
New/Used Up to 75 Months 5.99%
New/Used Up to 84 Months 6.50%
New/Used Up to 120 Months 6.875%
New/Used Up to 144 Months 7.00%
     

Household Goods
(No Refi Permitted on Household Goods)

Up to 36 Months 11.25%
     

Credit Card
(Limits $1,000 - $10,000)

NA 8.75%**
* Annual Percentage Rate **Must be a purchase or a refinance from another financial institution. Membership eligibility required, along with approved credit. Interest rate and term will be determined by credit qualifications. Not every member will qualify for the lowest quoted rate as indicated.

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